Businesses

How to set up a company? What type best suits your needs and goals? It is advisable to contact a notary early in the piece to plan for the smooth setting up and operation of a company. Read this section to learn more.

Real Estate

Buying a home is certainly one of the most important economic operations in a person's life and the notary by law protects both buyer and seller. Visit this section to find out what steps need to be taken before signing the contract so as to purchase the property in total safety.

Family

Family and kinship; gifts and inheritance; how to protect oneself in the event of cohabitation or change the property regime of one's marriage. Learn everything you need to know here and find how a notary can help you.

Early termination

Under the terms of a "mortgage loan" (loan for the purchase or renovation of a dwelling), the law gives the borrower the right to repay all or part of the loan early, returning the capital without having to pay interest for the unused time.

Currently loans granted by financial institutions, banks and compulsory social security funds (INAIL, INPS, etc.) to buy or renovate properties used as a dwelling or for the conduct of a physical person's business or profession, can no longer be encumbered by fees or penalties in the event of early termination.

If the borrower has to pay off a mortgage contract made prior to February 2007 in which a penalty was stipulated for termination, he may request and obtain from the bank a discount on this penalty according to parameters established by law.

Where there is in any case a penalty for early repayment, the contract must specify the amount and clarify the formula used in its calculation.