{"id":153830,"date":"2014-10-28T15:37:59","date_gmt":"2014-10-28T15:37:59","guid":{"rendered":"https:\/\/www.devnotariato.it\/casa\/estinzione-anticipata\/"},"modified":"2021-10-06T12:05:16","modified_gmt":"2021-10-06T12:05:16","slug":"estinzione-anticipata","status":"publish","type":"casa","link":"https:\/\/www.notariato.it\/en\/casa\/estinzione-anticipata\/","title":{"rendered":"Early termination"},"content":{"rendered":"","protected":false},"template":"","categoria-casa":[9431,9252],"class_list":["post-153830","casa","type-casa","status-publish","hentry","categoria-casa-cambio-sospensione-chiusura","categoria-casa-mutuo"],"toolset-meta":{"sezione_casa-fields":{"casa_abstract":{"type":"wysiwyg","raw":""},"casa_data":{"type":"date","raw":"1414454400","formatted":"28\/10\/2014"},"casa_sottotitolo":{"type":"wysiwyg","raw":""},"casa_testo":{"type":"wysiwyg","raw":"Under the terms of a \"<strong>mortgage loan<\/strong>\" (loan for the purchase or renovation of a dwelling), the law gives the borrower the right to repay all or part of the loan early, returning the capital without having to pay interest for the unused time.\r\n\r\nCurrently loans granted by financial institutions, banks and compulsory social security funds (INAIL, INPS, etc.) to buy or renovate properties used as a dwelling or for the conduct of a physical person's business or profession, can no longer be encumbered by fees or penalties in the event of early termination.\r\n\r\nIf the borrower has to\u00a0<strong>pay off a mortgage contract made prior to February 2007<\/strong>\u00a0in which a penalty was stipulated for termination, he may request and obtain from the bank a\u00a0<strong>discount<\/strong>\u00a0on this\u00a0<strong>penalty according to parameters established by law<\/strong>.\r\n\r\nWhere there is in any case a penalty for early repayment, the contract must specify the amount and clarify the formula used in its calculation."}}},"_links":{"self":[{"href":"https:\/\/www.notariato.it\/en\/wp-json\/wp\/v2\/casa\/153830"}],"collection":[{"href":"https:\/\/www.notariato.it\/en\/wp-json\/wp\/v2\/casa"}],"about":[{"href":"https:\/\/www.notariato.it\/en\/wp-json\/wp\/v2\/types\/casa"}],"wp:attachment":[{"href":"https:\/\/www.notariato.it\/en\/wp-json\/wp\/v2\/media?parent=153830"}],"wp:term":[{"taxonomy":"categoria-casa","embeddable":true,"href":"https:\/\/www.notariato.it\/en\/wp-json\/wp\/v2\/categoria-casa?post=153830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}